Alabama revises bulletin regarding Outline of Coverage and Checklist Forms

The Alabama Department of Insurance has revised Bulletin 2013-02 to remove a requirement that an insured sign Outline of Coverage and Checklist forms required by the original bulletin.  Last year, the Alabama Homeowners Bill of Rights Act was passed to ensure admitted insurers helped their customers to better understand their coverage.  In January 2013, the Department applied the requirements for provision of an Outline of Coverage and Comprehensive Policy Checklist for nonadmitted policies.  NAPSLO opposed the inclusion of nonadmitted carriers in this requirement. The Department will continue to apply this requirement as they believe all policyholders should have the same information. However, they did revise the bulletin by not requiring the insured sign the forms.  Effective date of this bulletin is July 1.